If you’re a landlord who rents your property out to tenants, you’ll need specialist landlords’ buildings and contents insurance policy to cover you for third party risks.

We can also provide you with a choice of tenant referencing services and rent guarantee insurance for your added protection.

Landlords buildings & contents insurance.

Using market leading knowledge and research, Endsleigh has developed landlord insurance that features a range of new product features and benefits designed to suit the needs of landlords.

Many landlords don’t realise that they need specialist landlords insurance to cover the properties they’re renting out. General home buildings and contents policies are not adequate to cover you for all third party risks that you could encounter as a landlord. Having specialist landlord insurance ensures you limit your exposure to risk, protecting your financial wellbeing.

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Why choose Endsleigh landlords insurance?

Endsleigh landlord insurance covers all types of buy-to-let properties, including single flats, flats in blocks, commercial property, shared houses and family houses. If you’re a landlord, remember to protect your own home with buildings insurance and contents insurance from Endsleigh. Contact us today for more information or to get a cheap landlord’s insurance quote.

What’s included?

• Malicious damage by tenants or guests is automatically covered up to £25,000 at no extra charge.
• We search a panel of top landlord insurers to find you the best landlords insurance policy at the lowest price.
• Unlike other providers, we automatically cover fixtures and fittings you have in the property, including digital communication equipment, such as satellite dishes, WiFi and broadband equipment.
• If any let room or communal area in the property becomes uninhabitable, we will provide your tenants with alternative accommodation or compensate you for the loss of rent up to 30% of the sum insured.
• For non student landlords, we provide up to 60 days un-occupancy cover to ensure your property is fully protected between lets.
• We automatically provide our landlords with up to £1 million worth of buildings cover, so you don’t have to estimate the cost to rebuild your property.
• Full trace and access cover up to £5,000 is included as standard. We will cover the cost of finding the escape of water, as well as subsequent repairs to the floors, ceilings and walls.
• If an event at your property requires emergency access, we will pay up to £1,000 to repair the damage to ensure you property is still rentable.
• Our standard landlord insurance cover provides accidental damage for underground service pipes and cables, fixed sanitary ware and glass. Plus, you can opt to extend this cover to full accidental damage.
• Included in all of our landlord insurance policies is full public, employers and property owner’s liability cover to ensure you are protected.
• If your mortgage provider wishes to be named on your policy, we offer this facility free of charge.

Landlord’s contents cover:

• We offer contents cover from £5,000 up to £60,000 to ensure you can protect any items used to furnish your property. Plus, you can extend this option to cover against accidental damage.
• We cover the contents in your let property in the event you wish to temporarily remove them, for example if you needed to take an item to get repaired
• As part of landlord’s contents, we provide garden contents and gardening equipment that you keep at the property.

The UK’s only specialist student letting insurer.

We understand that if you let your property to students, you may have different requirements which is why we have designed a product that has everything a student landlord could need, and more. In addition to the standard cover outlined above…

• For student landlords we provide up to 120 days un-occupancy cover to ensure that your property is fully protected outside of term time.
• Not only do we offer cover for and specialise in student lets, but we also reward our student landlords by automatically including a 10% discount.

You can extend your buildings and contents insurance cover to include:

Legal cover.

Our specialist legal team will help you pursue legal action for property damage, nuisance and trespass, repossession and recovery of rent arrears, up to £50,000 cover. Plus we offer a 24 hour legal advice line. All for just £24.99 per year.

Home emergency cover.

This provides 24 hour ‘first aid protection’ for your property including up to £500 for call out charges, labour, parts and materials, central heating failure due to cold weather periods, burst pipe damage, blockage or flooding of drains, break in, vandalism and damaged locks, plus emergency alternative accommodation for your tenants if the home is uninhabitable. All for just £59.50 per year.

Tenant Referencing.

Endsleigh also provides tenant referencing services to landlords, helping them to choose the right tenants for their properties. Powered by Experian, Endsleigh’s tenant referencing service is one of the most powerful in the industry, providing both instant online tenant checks to identify bad credit histories, past CCJ’s or Bankruptcy, and a more comprehensive profile including employer and landlords checks.